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Ensures Provided Safe Home
February 14, 2017in Uncategorized by Adam

Ensures Provided Safe Home

With the present state of the market, it can often stretch our finances to the limit to buy the house we want in the area we want to be in. We often need to cut our budget in order to afford our choice of ideal home, and the last thing we want to do is have to spend further money on fixing unexpected problems. With this in mind, a Home Buyer report or Building Survey report is a worthwhile investment, as it could save you from much higher costs later on.

As a leading building surveyor in Slough, our advice to property buyers is to contact us to discuss the different types of reports and surveys we can undertake for you. A common misconception is that it is part of the Estate Agent’s responsibility to sell on condition that all faults or issues with the property have been dealt with. This is not the case. In fact, it’s very much the responsibility of the buyer to ensure that they are aware of any matters affecting a property before they agree to buy.

At face value a building survey or home buyer report might seem like it carries a high price. In reality, they are usually something we deliver for less than 1% of the value of a property, and can help you avoid having to spend far more addressing an existing problem at a later stage. As we are RICS associated and accredited surveyors, you have the assurance of knowing you’re working with the very best. If there is a problem, we will find it and report on it accurately and swiftly.

In many respects, it may be best to view our comprehensive building survey reports as being similar to the MOT for your car. That test gives you a third party, objective report which shows your car is safe to use. Our building survey reports deliver the same for a house you are looking to purchase, making sure you are well aware of any potential problems likely to affect it. If you’d like further information about what our building surveyor in Slough can provide for you, just get in touch.

Spotting Hidden Property Issue
February 14, 2017in Uncategorized by Adam

Spotting Hidden Property Issue

Hiring a building surveyor to inspect a property before you purchase it is a good way to protect yourself against potentially hidden problems. The seller may not have had the property inspected when they chose to put it up for sale, so there could be unknown issues you will have to deal with later. The last thing you want to do is complete the purchase only to find you will need to pay large fees to fix problems that you could have discovered earlier with a survey.

One of the most crucial parts of a building survey is a check of walls and foundations. If there are problems with either of these there could be huge costs to correct the issue, especially when it is caused by subsidence or foundation settlement. In the worst cases it may even make the building uninhabitable.

You can spot some signs of problems by looking for cracks in walls and around windows. Long, wide cracks indicate a potentially serious issue that could be extremely expensive to fix. If there are signs that cracks have been repaired, you should ask about the problem and what work was done. If there is a settlement or subsidence issue, simply patching the cracks over is unlikely to have fixed the problem and it could very well have worsened over time.

Whether you spot signs of trouble or not, it is still advisable to have a survey. The surveyors will know what to look for and will be able to take a much more critical view of the building that will ultimately help you to get a better idea of the condition. When you view properties it is not easy to do a detailed inspection by yourself, so hiring a surveyor brings valuable additional protection and could save you a great deal of money too.

At Patterson Francis & Associates we can provide you with a professional building surveyor in Reading, Maidenhead and any of the surrounding areas. We are proud of our experienced team and the great work they do, and all the reports we produce are high quality and filled with useful information. They are broken down into sections, listing the most important points and providing recommendations for work that needs to be done.

Building Surveys Invaluable Advantages
February 14, 2017in Uncategorized by Adam

Building Surveys Invaluable Advantages

Analysis of the property market over the last twelve months shows that a staggering number of homebuyers are opting to purchase houses without investing the time to find out if the property is in good condition. It has also been highlighted that some homebuyers are unaware of the advantages a building survey offers them whereas others are simply reluctant to pay for a survey. Furthermore, many buyers that do commission an independent building survey go for inexpensive options which may miss crucial details.

Surveys offer homebuyers numerous benefits. They can help you avoid unexpected and expensive surprises and give you peace of mind about the flaws that may be found in a property. A survey proves to be very reassuring, especially for those taking their first steps onto the ladder. The information produced can influence your decision to buy or give you room to negotiate on price. If a survey reveals that work estimated at £5,000 is required, it is entirely acceptable to ask the seller to reduce the price by this amount. An alternative course of action is to ask the owner to rectify any issues before you buy.

A building survey is the most extensive and offers you a comprehensive analysis of the property. They are particularly beneficial for older and listed properties and are essential if you intend to carry out any construction work. Your survey will consist of an inspection of every visible, exposed and accessible area of the building. Matters such as dry and wet rot, woodworm and damp levels will all be checked. Walls, foundations and floors will be carefully assessed along with all doors and window frames. An internal and external inspection of the roof will be carried out along with fences, driveways, paths and other site features. Finally, all gas, electricity, central heating, plumbing and drainage systems will be visually inspected but the survey will not include tests.

A conscientious surveyor will ensure you receive excellent value for money and that you are fully informed of the property’s condition. We are a team of reputable chartered surveyors and we specialise in residential and commercial valuations, surveys and appraisals. We are a trusted name if you require a home buyer report in Maidenhead or any of the surrounding regions, and we dedicate ourselves to delivering a high quality service.

Giving Potential Buyers Accurate Information
February 14, 2017in Uncategorized by Adam

Giving Potential Buyers Accurate Information

2015 has so far seen the strongest activity on record for mortgage valuations since 2007. The property market has seen an increase in the valuation activity of established homemovers as well as first time buyers. Many property owners with a mortgage that seemed competitive a few years ago have found it may be in their interests to refinance, and this recalibration of the mortgage market along with a rejuvenated property purchase market has led to significant growth in the valuation sector.

Mortgage valuations are essential when it comes to buying property as they offer beneficial insights. A property valuation is specifically for the benefit of the lender whereas a homebuyer’s report is designed for the person interested in purchasing the property. It is important to consult reputable chartered surveyors to be sure of a clear and thorough assessment.

Mortgages are commissioned by lenders and the purpose of a valuation is to assess the condition of a property to make sure its value is equal to the loan amount. A mortgage survey covers only this aspect and does not highlight any information about any structural flaws that may be present.

Before you make a monumental financial investment like buying a house, it is crucial to find out everything you can about the property’s condition. A homebuyer’s report is there to assist prospective buyers with an accurate assessment and to help them avoid paying more than they should. In addition to our valuations, we also deliver an estimate of market value that is based on our results as opposed to the agent’s asking price. The homebuyer’s report includes an inspection of the visible parts, required repairs and degree of their urgency, legal matters, any need for specialist reports and insurance rebuilding costs.

As real estate is such an important outlay we offer the highest quality surveys and services. We ensure you are fully informed of the current condition of a property and help you avoid repairs, replacements and expense further down the line. If you are considering buying a new property and need a home buyer report in Slough, call us to arrange an appointment.

Providing Accurate Property Information
February 14, 2017in Uncategorized by Adam

Providing Accurate Property Information

The RICS Home Buyer Report is the most popular type of survey that prospective property buyers have done in the UK. It is more detailed than the Condition Report but less so than a Building Survey, making it useful for the vast majority of properties. The information in the document is useful because it helps to protect people looking to purchase a property, ensuring there are no hidden gremlins in the structure that they need to worry about.

Each home buyer report will feature a market valuation based on the condition of the property and the current state of the marketplace. This is an unbiased figure using the evidence that is available to the surveyor at the time the document is written. The valuation helps to prevent people from paying over the odds and reduces the risk of sellers taking advantage.

All the details used to determine the valuation will be included in the report for buyers to peruse. Defects that affect the value will be listed in terms of the degree of urgency, i.e. how urgently they need to be repaired, with estimates for the repair costs included. For each defect that doesn’t require repairing immediate advice about maintenance will be offered to prevent the condition from worsening and becoming even more expensive to fix.

The information in the report may be used to reopen negotiations if you are still interested in making the purchase after finding out more about the condition of the property. It also means you won’t get caught out and find yourself buying a home only to find the repair and maintenance costs are much higher than you have anticipated. From a protection point of view it is essential to have the property surveyed before you buy.

If you need a home buyer report in Reading, Maidenhead or Slough, you can call on our team of locally based specialists to carry out the job. Our experienced surveyors will inspect properties closely, examining all visible parts for signs of problems. Reports are generally available quickly and are always in RICS format so the information is well presented and easy to make sense of. We follow their best practice guidelines too in order to ensure we deliver the highest standards of service.

Old Dilapidated Property Surveys
February 14, 2017in Uncategorized by Adam

Old Dilapidated Property Surveys

A building survey will provide useful information to prospective buyers, including vital details about the condition of the property. The building surveyor will look at the structure from an impartial perspective and report their findings back in a clear, honest manner. They will include an assessment of the condition and a valuation based on their observations. You can then compare this figure with the asking price to see whether you are getting a good deal or if negotiations are needed.

You don’t have to get a survey done before making a purchase but it is strongly recommended, especially if you want extra protection. If the property you are looking at is more than 75 years old or is dilapidated in any way, a full building survey is advisable because it will involve looking at the structure in close detail. The age of the property and condition means there could potentially be underlying issues that you need to know about.

It is also a good idea to have a property surveyed if you are planning on large scale renovations or refurbishments. The last thing you want is to complete the purchase and begin this work only to find that you need to do costly repairs you had not expected. This could put the total cost of the project up dramatically. Local councils will also reject planning permission for projects if the property is not structurally sound so it is best to check this with a survey.

At Patterson Francis and Associates we have a talented team capable of offering detailed surveys of all kinds of properties. Each team member is a qualified building surveyor with a great deal of experience. Every survey is carried out professionally, taking care to ensure all details are noted clearly and concisely. We are capable of surveying properties of all ages and in any type of condition as long as it is safe to do so.

When you need the services of a professional building surveyor in the Reading area you can call on us for a fantastic service.

Building Surveys Saves Everything
February 14, 2017in Uncategorized by Adam

Building Surveys Saves Everything

Market research shows that an increasing number of first time buyers are choosing not to carry out full building surveys in an attempt to save money. According to a survey of more than 1,000 homebuyers carried out by Comres for RICS, one in five of those that opted out of a survey discovered faults at a later date. On average, the remedial work costs stand at around £5,750 with 17% of new owners spending around £12,000 to turn their properties into habitable homes.

Many buyers have come to rely on the mortgage valuation alone. A third of the sample of the buyers questioned by Comres had decided against commissioning a survey and of those, 20% were faced with faults, flaws and the expense of the repairs. Some buyers are reluctant to pay the fee for a full building survey yet when the problems with the property surface they can end up paying a much bigger price. The single payment for the survey tells you a lot about the condition of the house, but it can also help you negotiate on price.

When you buy a house the last thing you want is to be burdened with a barrage of bills for repairs, replacements and maintenance but statistics show that this is precisely what is happening. The failure to commission full surveys leads to owners with properties they cannot afford to fix and that nobody else wants to buy.

A building survey can prevent nasty surprises after you have settled into your new home. As it is a comprehensive inspection, you can be sure that the entire structure will be checked. When buying an older building, a survey is essential as there can be many concealed defects.

A survey includes an internal and external inspection of your roof, walls and foundation, floors, doors, windows and frames. All timber will be checked for woodworm and dry rot along with exterior features such as fences, boundaries, driveways and paths. Plumbing, drainage, gas and electrical systems are visually inspected but not tested. This along with environmental issues should be handled separately.

Upon completion you are issued with a complete structural assessment including details of any defects and cost-estimates. As committed chartered surveyors it is our role to ensure our clients are fully informed of the condition of properties before investing. We provide a range of specialist services including full surveys, mortgage valuations and homebuyer reports. If you need a building surveyor in Slough we can offer proficient services that will provide you with an accurate overview of the property you wish to buy.

Terrible Weather Inspection
February 14, 2017in Uncategorized by Adam

Terrible Weather Inspection

The recent storms which have swept across England brought back memories of the terrible weather experienced in Maidenhead and Berkshire in 2013. Back then we saw uprooted trees crashing into buildings and cars, and many homes suffered severe structural damage. Whilst for the most part we have avoided this kind of widespread damage this time around, it would be incorrect to assume that no damage at all has been caused. Just because no damage is visible, does not mean that the foundations or walls of your home have not been weakened. If you are aware of your home being hit hard by the gale force winds and heavy rainfall of October and November it could bring you peace of mind to have the property checked by a professional building surveyor.

Property owners know they can trust us to provide a comprehensive and useful service when it comes to building surveyance and reporting. While it is most common for our services to be used for home-buyer reports and property valuations for mortgages, these are not the only instances where our work can help. We can help you to confirm that your property is structurally sound and free of problems, whether you are planning to sell it or not.

In terms of the recent storms, the possible damage caused to your property is likely to be in the form of two common problems. The torrential rain may well have seeped into the mortar and foundations of your home, weakening both, and the gale force winds could in all likelihood have caused tiles on your roofing to have become loose or dislodged. This is damage which may well end up causing long term problems for your home.

We all view our homes as our place of comfort, and the location where we feel safe and protected against the elements. If you need a professional building surveyor in Slough to deliver valuable information to you about the condition of your home, we are here to help put your mind at ease and help you to determine where work may be needed.

Invest Using Right Amount
February 14, 2017in Uncategorized by Adam

Invest Using Right Amount

Properties are valuable assets, whether they are for domestic, commercial or even public use. In order to retain and maximise the value, owners and occupiers need to be ready to do necessary maintenance and repairs. Without these the structure will deteriorate over time and lose value. It could even reach the point where it becomes uninhabitable if you neglect the upkeep.

Not everybody will be proactive with their maintenance. This can present problems for buyers and leave them with large bills for the work that needs to be done to get the property up to the required standard. Purchasing a property is a major investment, and this cost becomes even larger when you factor in the prices of repairs and upgrades. To ensure you know exactly how much you will need to invest, you should have a building survey carried out. This will give you a great deal of information to go on, including estimate costs for many different repairs.

Building surveys can be done on all kinds of properties and are the most in depth type of survey you can choose. It is particularly important to have one done if the property you are purchasing is old and already in a poor state of repair. Naturally these buildings tend to require the most work and can have many more hidden issues. It is wise to gather as much information about them as possible before you agree to complete the purchase.

It is also advisable to get a building survey done on listed properties and those in protected areas. In both of these cases there will be limitations to what you can do and the type of materials you can use. If you purchase one without a survey you can find the repair and maintenance costs are far higher than you expected because of the materials you need to use. You could even find that your whole plan is unfeasible if you don’t get the information you need early.

At Patterson Francis and Associates we have a team of surveyors to offer detailed inspections of properties and provide you with a detailed home buyer report in Slough and throughout the surrounding areas. We are committed to offering the very best services to each and every client, ensuring they know exactly what kind of investment they will need to make to get properties up to standard. To arrange a survey please call us today to arrange a consultation with a professional building surveyor.

Finding Damp Prior Property Purchasing
February 14, 2017in Uncategorized by Adam

Finding Damp Prior Property Purchasing

A property purchase is a major financial commitment, and careful consideration is required before you make an offer or enter into a contract. One of the most important aspects of the process is the thorough evaluation of your chosen property. A building survey involves a comprehensive overview and is essential for identifying any problems or pre-existing conditions present in a property. We can complete a detailed survey and provide you with a detailed home buyer report for your Reading property, ensuring you are kept fully informed.

Included in our full survey is a complete inspection of the house for damp. Regardless of age, every house contains moisture as it is present in the materials used in construction and the air that circulates within the home. Moisture has a natural tendency to spread out from wet to dry areas and to move downwards due to gravity. The construction of every property should allow for this, but when moisture levels become excessive it can cause major problems.

Damp reflects a localised excess of naturally occurring moisture. There are typically two contributing factors to damp: an escalation of moisture that cannot escape the building, and a sudden increase in the amount of moisture that enters the building. Plumbing issues such as leaks can lead to damp.

We assess all aspects of the internal plumbing system and check for corroded water pipes, failing waste pipes in older bathrooms and damaged seals that surround baths and showers. Holes in the roofs cause leaks and they can be a result of slipped, missing or broken tiles or slates or a worn out thatch. Provided access to the roof is available we will inspect the roof internally and externally.

The causes of damp are not always obvious, and some properties can have multiple defects that are responsible. Cement rendering is used on exterior walls and naturally develops cracks on the surface. These cracks encourage water into the wall but as the render is impermeable the water cannot escape. Modern plaster, paint and wallpaper are also impermeable and prevent the passage of moisture.

These are just a few of the root causes of damp and they highlight the importance of a comprehensive survey of a property. We can identify any damp presence along with any other issues. This will not only enable you to come to an agreement with the owner about treatment or negotiate on price, it will also save you the hassle and costs involved with discovering damp after you have bought the house.

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Patterson Francis & Associates
Estate House
1 Aldwick Drive
Maidenhead
SL6 4JQ

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01628 674252
07973 865281

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francisassociates.co.uk

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Residential Property Surveys
Building Surveys
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Homebuyer Reports
Property Valuations For Mortgages
Court compliant Matrimonial Valuations
Inheritance Tax Valuations
Schedules of Condition
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Landlord and Tenant Negotiations
Commercial Property Surveys
New Building Snagging

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Articles

  • Home Buyer Reports
  • How to improve your home’s valuation
  • What is included in a home buyer report?
  • Why do I require a building survey?
REGULATED-BY-RICS-LOGO-BLACK

Building Surveyor

Patterson Francis & Associates specialise in all aspects of surveying, from providing mortgage valuations to home buyer reports and building/structural surveys. When you want to get a clear picture of the commercial or domestic property we can give you the confidence that all areas have been inspected.

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Home Buyer Reports

Real estate is one of the most important and expensive purchases people make during their lifetime. Before making such a big leap it is important to check the condition of the property to ensure you protect your interests and don't pay over the odds for a property that has repairs that will be expensive to correct.

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Chartered Surveyor

The job of chartered surveyors is to analyse a building and check its condition. Surveying the building, we check the integrity of the structure, both internally and externally, to find any faults. We are a premier chartered surveyor for Reading, providing this city and the surrounding with expert surveys and feedback.

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